Introduction: Why Health Insurance Feels So Complicated If you live in the United States, you already know one truth: healthcare is expensive. A single hospital visit can turn into thousands of dollars in bills. That’s why health insurance isn’t just “nice to have”—it’s a must. But here’s the problem: choosing the best health insurance in USA can feel like solving a giant puzzle. There are so many plans, providers, premiums, deductibles , and confusing terms that most people just feel lost. So, let’s break it down together. In this guide, I’ll walk you through what health insurance really means, the types of plans available, the best insurance companies in the USA , and tips to find an affordable plan that actually works for you. What Exactly Is Health Insurance (And Why You Need It)? Think of health insurance as a safety net. You pay a certain amount (called a premium ) every month, and in exchange, the insurance company helps cover your medical bills when you need care....